The kind of home this rebate helps you buy
New construction in London and surrounding areas, built with the finishes today's buyers expect.
Ontario's Enhanced New Housing Rebate is open to all buyers, not just first-timers. If you're planning to buy a new construction home in London with a budget of $500,000 or more, this likely applies to you.
A short walkthrough of Ontario's Enhanced New Housing Rebate and what it means for your purchase.
The rebate covers the full 13% HST on qualifying new construction homes. Both the 8% provincial portion and the 5% federal portion are included. Here is how it breaks down by purchase price.
| Purchase Price | Rebate Available |
|---|---|
| Up to $1,000,000 | Up to $130,000 |
| $1,000,001 to $1,500,000 | Up to $130,000 |
| $1,500,001 to $1,850,000 | Phases down |
| Above $1,850,000 | Up to $24,000 (existing rebate only) |
Most new construction homes in London are priced well within the full-rebate range.
Your actual rebate depends on the terms of your agreement and your eligibility. I can walk you through the numbers for a specific home.
New construction in London and surrounding areas, built with the finishes today's buyers expect.
Ontario introduced two stacked programs in 2026. The Enhanced New Housing Rebate (ENHR) covers the 8% provincial portion of HST, up to $80,000. The Ontario New Home Affordability Payment (ONHAP) adds a top-up of up to $50,000, equivalent to the 5% federal portion. Together they reach the $130,000 maximum.
No separate provincial application is required for ONHAP. It is delivered automatically through the CRA application process for the ENHR.
Ontario's full program details are published on ontario.ca. Read the program details on ontario.ca.
I am not a tax professional. Confirm your eligibility with a qualified accountant before making any purchasing decision.
This is the part most people don't know. The Enhanced New Housing Rebate is not restricted to first-time buyers. Repeat buyers and move-up buyers are eligible as long as the other conditions are met. Investors purchasing qualifying long-term rentals may also be eligible, but the rental rebate has its own separate conditions and timing requirements. Confirm with a tax professional before relying on it.
Resale homes are not eligible. The rebate applies to newly built homes, homes purchased from a builder before construction is complete, and in some cases, substantially renovated homes.
You or a close family member must intend to use the home as a primary residence. Alternatively, the home can be purchased as a long-term rental, provided the intention is established at the time of purchase.
Your agreement of purchase and sale must be signed on or after April 1, 2026 and on or before March 31, 2027. If you are still searching, there is time. If you delay past March 31, 2027, you lose access to the rebate.
Fill in the form above. I will review your situation and give you a straight answer. If it does not apply to you, I will tell you that too.
Ontario's Enhanced New Housing Rebate is open to all buyers, not just first-timers.
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